Encompass Credit Union Ltd. Australia

We are a Credit Union. A credit union is a member-owned financial cooperative, controlled by its members and operated on the principle of people helping people; providing its members credit at competitive rates and high quality service for all of their financial needs. And for those members who prefer to do things on their own time, we have the technology they need to do everything from home; even account openings, loans, and investments!

As a not-for-profit organization, we take pride in our communities and see the benefits of giving back through grants, scholarships and community project funding. Our profits are given back to our members each fiscal year. We also value community involvement and actively participate in various local fundraisers and charity events throughout the year. We make a difference in the world around us.

The deposits of Encompass Credit Union members are 100% guaranteed by the Credit Union Deposit Guarantee Corporation and the province of Alberta. The corporation provides this deposit guarantee for all Alberta Credit Unions and provides solid regulatory oversight to ensure a safe and sound credit union system in Alberta.

The Wainwright and District Savings and Credit Union Ltd. charter was signed on April 2, 1943 with 38 members and $12 in assets. Since then, we have experienced incredible growth and expansion (and a couple of name changes) and today Encompass Credit Union has approximately 8500 members and $500 million in assets.

Visit our website at www.encompasscu.ca or find us on Facebook, Instagram, and Twitter.

EnCU branches are made up of knowledgeable and caring staff who meet our members face-to-face and help them with their everyday financial needs. They are supported by our amazing behind-the-scenes staff from a number of departments such as Support Services, IT, Marketing, Accounting, Loan Support, Risk & Compliance, and Human Resources, who take care of all of the organization’s needs.

Our employees are an integral part of our success and we take care to ensure that we provide them with the benefits and resources that they may need, such as;

• Competitive wages
• Employee group insurances and health and dental benefits
• Employee and Family Assistance Program
• Matched defined contribution pension plan
• Educational benefit for continuing education
• Opportunities for personal development and advancement
• Staff rates on financial services and products
• Paid vacation, sick leave, family sick leave and Flex days

PlanWright Financial is a wholly-owned subsidiary of Encompass Credit Union. Created in response to members’ requests for full financial services, PlanWright Financial offers financial planning, investment, and insurance services as well as high level retirement and estate planning advice to our members and to the general public. PlanWright has access to an extensive list of mutual funds”  through Credential Asset Management Inc. We are also able to provide alternatives to segregated funds and life insurance. Not being affiliated with any single insurance or investment company ensures that our loyalties are to our clients.

” Mutual funds and financial planning are offered through Credential Asset Management Inc. Unless otherwise stated, mutual fund securities and cash balances are not insured or guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Their values change frequently and past performance may not be repeated.

For more information about PlanWright Financial, visit www.planwright.ca

Wainwright is located in East-Central Alberta on highway 14; 1 hour west of Lloydminster and 2 hours south east of Edmonton. The town’s population is approximately 6300 and is right next door to Canadian Forces Base, Denwood.

Some advantages of small community living include;
• Safe, clean neighborhoods
• Affordable housing and cost of living
• Short commute to work
• Family friendly and family oriented atmosphere
• Relaxed lifestyle
• Attainable work/life balance
• Feeling like you’re a part of a community

For more information on the town, check out The Wainwright Relocation and Investment guide at https://wainwright.ca/wp-content/uploads/2018/05/ROAM-Book-2018-Final.pdf

Our Community Social Responsibility Investment Program (CSRIP) accepts applications from local, non-profit organizations for grants up to a maximum $10,000 per grant. Eligible groups come from all of the communities that our branches serve.

Our Relay for Life team fund raises during the month of May with an annual Bake Sale, weekly hot lunches and an in house 50/50 draw. The teams participates in the annual Relay for Life walk, with members taking 2 hour walking shifts from 2:00 pm - 11:00 pm. All proceeds are donated to the Canadian Cancer Society.

Our annual Barbecue is held during Wainwright's Stampede Week (3rd week in June). Proceeds from the barbecue are donated to a non-profit group in the community. The recipient group is nominated each year by our staff.

Our annual Red Friday Breakfast happens on the first Friday in November in support of our military. All proceeds go to the Soldier on Fund.

The Soldier On program is a Canadian Armed Forces program that help active and retired members overcome mental health or physical illness/injury through sport and physical activity.